Thanks for coming to our site. You were probably referred to this website from a number of different sources. Our business is 90% By-Referral,  we work with Realtors, For-Sale-By-Owners, Accountants, Financial Advisors, Insurance Agents, Attorneys and Past Client's. We have been making dreams of homeownership and financial freedom for years and look forward to working with you. Our priority is giving you first-class service. As a result, our valued customers and friends refer their family members, co-workers and neighbors to us for advice on any aspect of mortgage financing. We're interested in building strong, lasting, life-long relationships, one person at a time. It's a great way to do business, and you'll appreciate the difference!   Referrals are the life-blood of our business. If you have a friend, co-worker or neighbor who could use our help for a purchase, refinance, or even just to answer questions and provide information, please let us know by filling out the form below. As a token of our gratitude, we've started a new program called the Advocate of the Month.   The purpose of the Advocate of the Month is to encourage you to recommend us to your family and friends that need financial services. When you recommend us, we enter you into the Advocate of the Month drawing. The winner each month gets a $25 gift card. This is one way we thank you for your referrals in addition to providing them with first-class service.   Shawn Ziem's Team is waiting for your call! Need Rates & Programs Purchase, Rate and Term Refi, Cashout Refinance or Home Equity Lines of Credit Finding the Right Path for Mortgages Testimonials Ziem Team's way of business Core Values for the Ziem Team CALL 201-320-3454  For a Pre-Approval please fill out form below Who referred you to this website? Are you a renter or homeowner? Mortgage Amount Requested? Purchase or Refinance? Single Family? Other? What is your home worth? Current Mortgage Balance and Rate? Borrower Full Name Borrower Date of Birth Borrower Social Security # Co-Borrower Full Name Co-Borrower Date of Birth Co-Borrower Social Security # Address Line 1 Address Line 2 City, State, ZIP How long have you been at your current address? Daytime Phone () - Cell Phone E-mail Address Borrower's Employer Borrower's Employer address Borrower's Monthly Income Co-Borrower's Employer Co-Borrower Employer address Co-Borrower's Monthly Income List your assets (Bank, Stocks, Bonds, Pension Plans Etc.) What are your taxes and insurance per year? Are you flexible with different types of mortgages? Do you want escrows? In the last 7 yrs, have you been Bankrupt or had a Foreclosure? Are you a U.S. citizen? Would you like an auto, home, & life insurance quote? Comments Fax Back Mortgage Application Home Insurance Quote Form Auto Insurance Quote Form Spreadsheet for the Option ARM Testimonials Form First & Last Name Address Line 1 Address Line 2 City State Zip Code Daytime Phone () - Cell Phone Evening Phone () - E-mail Address Comments Top 10 mistakes Renters Report 9 Common Home Maintenance Mistakes Things your need to know about Appraisals You can find great local New Jersey real estate information on Localism.com Shawn Ziem is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business. Find a Home using these sites below: www.expressrealtyfinder.com www.oceancountyrealtors.org www.realtor.com         Partners that we trust... Realtor www.ournjhouse.com www.soldbypattie.com      www.jessicadifrancia.com www.romeorealestate.net  www.shorerealtors.com Ron Speiler @ HomePort Agency 609-892-0110 Home Inspector: John Murphy  @  Office: 609-698-1616    Cell: 917-941-3915 Appraisers: Jersey Home Appraisal @ 973-239-4777 Lighthouse Real Estate Services: 609-703-2922 www.lighthouserealestateappraisals.com Title Company: Nationwide Title: Office: 609-978-0019   www.ntacorp.com Electrician: Moonlight Electric: 609-296-4062 Robert Izzo:   609-698-7122 Insurance Companies: Fallivene Agency Inc. call Shawn Ziem @ 201-320-3454                             Our contact information 20 Chapin Rd, Suite 1013A, PO Box 2006, Pine Brook, NJ 07058 Email: shawnaziem@aol.com          Mention this site and you will receive $300 Off Closing Costs!!!